A distinct investment thesis
Value depends on policy terms, premiums, insurer credit quality and the timing of benefits. Evaluating those factors requires a specialist approach.
Life settlements · Arthika Capital
A different
source of value.
An investment built around existing life insurance policies. Through Arthika Capital, Glenn Orgin and Gabriel Ruz bring a specialist perspective to this distinctive market.
Discuss life settlements
The leadership of Arthika Capital
The investment perspective
Look beyond
the familiar.
A life settlement gives an existing life insurance policy a new purpose. A policyholder who no longer wants or needs the coverage can sell it to a third party, receiving a cash payment in exchange for ownership and beneficiary rights.
For an investor, the economics center on the purchase price, the cost of keeping the policy in force and the eventual insurance benefit. These are different drivers from a property's rental income or a company's earnings. That distinction makes the asset class worth a closer look.
Liquidity for the seller
The transaction can turn an unwanted policy into usable capital, while transferring the responsibility for future premiums to the purchaser.
Active ownership
The work continues after acquisition: monitoring policies, managing premiums and maintaining coverage through an uncertain investment horizon.
How it works
From policy
to investment.
Three stages. A continuing responsibility
to understand and manage the policy.
- 01
Acquire
Evaluate an existing policy and agree a purchase price with the seller.
- 02
Maintain
Take over ownership and beneficiary rights, fund premiums and keep the policy in force.
- 03
Realize
Receive the insurance benefit when payable, subject to the policy's terms and the insurer's ability to pay.
People & perspective
Our connection
to Arthika.
The Faith Group's connection to Arthika Capital is through Glenn Orgin, a partner in the group and Arthika's Managing Partner, working alongside Arthika CEO Gabriel Ruz. Arthika focuses on life settlement investment strategies for qualified investors.
A conversation worth having
Understand the
opportunity.
For qualified investors exploring life settlements, begin a conversation with Glenn Orgin and Gabriel Ruz about Arthika Capital’s approach.
Inquire about life settlementsVisit Arthika Capital